DIY vs. hiring a pro: how to decide

A quick framework for whether to do it yourself or pay a professional.

Safety and code

Anything involving structural work, gas, major electrical, or roofing height is usually worth a licensed pro — both for safety and to keep the work up to code and insurable.

Real cost of DIY

Factor in tools, materials, your time, and the cost of fixing mistakes. DIY saves labor, but a redo can wipe out the savings.

Resale and permits

Unpermitted DIY work can create problems when you sell. Big projects often need permits and inspections that assume professional work.

Good starter DIY

Painting, basic landscaping, and cosmetic updates are lower-risk. Save the high-stakes systems for the pros.